(Charge Registration for Loans)
Whenever a company takes a secured loan from a bank or financial institution by offering assets as security, it must register the “charge” with ROC.
A charge represents a lender’s right over company assets in case of loan default.
Situations Requiring Charge Registration:
Bank loans
Term loans
Working capital loans
Hypothecation of assets
Mortgage of property
The company must file charge creation details within the prescribed timeline from the date of loan agreement.
Modification of Charge
If there is a change in:
Loan amount
Security details
Terms of loan
Satisfaction of charge
The modification or satisfaction must also be filed with ROC.
Our Services Include:
Reviewing loan agreements
Preparation of charge creation forms
Filing creation/modification forms
Monitoring deadlines
Filing satisfaction of charge upon loan closure
Ensuring compliance with statutory timelines
Non-registration of charge may invalidate the lender’s security rights and attract penalties for the company. We ensure timely and accurate compliance.
Company incorporation typically takes 7–10 working days, depending on document readiness and government processing timelines. Our team manages documentation, filing, and follow-ups to ensure a smooth and timely setup.
Post-incorporation compliance includes ROC filings, annual returns, board meetings, GST registration (if applicable), tax filings, and statutory record maintenance. We provide a structured compliance calendar to keep your business fully compliant.
Yes. We assist with shareholder agreements, ESOP structuring, cap table planning, due diligence preparation, and FEMA compliance for foreign investments — ensuring your company is investment-ready and legally structured.
Absolutely. We provide complete advisory on FEMA regulations, RBI filings, cross-border structuring, subsidiary incorporation, and regulatory approvals required for foreign entities operating in India.
We follow a transparent pricing structure with clearly defined deliverables and timelines. Depending on your needs, we offer project-based, retainer-based, or long-term governance partnership models.